> For a complete page index of the Captain API documentation, fetch https://docs.filesearch.dev/llms.txt?excludeSpec=true

# Get Market Overview

GET https://api.filesearch.dev/v2/datasets/odyssey/credit-analysis/market/overview

Comprehensive private credit market snapshot from free public sources.

Returns:
- **Lending standards** (SLOOS): Net % of banks tightening C&I loan standards
- **Credit spreads**: ICE BofA High Yield, BBB, BB, CCC spreads
- **Bank lending**: Total C&I loans outstanding
- **Interest rates**: 10Y Treasury, SOFR
- **Financial conditions**: St. Louis Financial Stress Index, Chicago NFCI

Data sourced from Federal Reserve (FRED API), updated daily/weekly/quarterly.

Reference: https://docs.filesearch.dev/reference/datasets/odyssey/credit-analysis/market/credit-analysis-market-overview

## Response

### 200

Successful Response

- `bank_lending` (OdysseyCreditAnalysisMarketOverviewResponseBankLending, optional)
- `lending_standards` (OdysseyCreditAnalysisMarketOverviewResponseLendingStandards, optional)
- `financial_conditions` (OdysseyCreditAnalysisMarketOverviewResponseFinancialConditions, optional)
- `credit_spreads` (OdysseyCreditAnalysisMarketOverviewResponseCreditSpreads, optional)
- `timestamp` (string, optional)
- `rates` (OdysseyCreditAnalysisMarketOverviewResponseRates, optional)

## Errors

### 500 Internal Server Error

Internal server error

- `error` (string, required) — `INTERNAL_ERROR`.
- `message` (string, required)
- `path` (string, required)

## Types

### OdysseyCreditAnalysisMarketOverviewResponseBankLending

- `source` (string, optional)
- `frequency` (string, optional)
- `ci_loans_all_banks_bn` (OdysseyCreditAnalysisMarketOverviewResponseBankLendingCiLoansAllBanksBn, optional)

### OdysseyCreditAnalysisMarketOverviewResponseLendingStandards

- `net_widening_spreads` (OdysseyCreditAnalysisMarketOverviewResponseLendingStandardsNetWideningSpreads, optional)
- `source` (string, optional)
- `net_tightening_large_firms` (OdysseyCreditAnalysisMarketOverviewResponseLendingStandardsNetTighteningLargeFirms, optional)
- `net_tightening_small_firms` (OdysseyCreditAnalysisMarketOverviewResponseLendingStandardsNetTighteningSmallFirms, optional)
- `frequency` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseFinancialConditions

- `source` (string, optional)
- `stl_financial_stress_index` (OdysseyCreditAnalysisMarketOverviewResponseFinancialConditionsStlFinancialStressIndex, optional)
- `chicago_nfci` (OdysseyCreditAnalysisMarketOverviewResponseFinancialConditionsChicagoNfci, optional)
- `frequency` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseCreditSpreads

- `bb_spread_pct` (OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsBbSpreadPct, optional)
- `source` (string, optional)
- `high_yield_oas_pct` (OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsHighYieldOasPct, optional)
- `ccc_spread_pct` (OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsCccSpreadPct, optional)
- `frequency` (string, optional)
- `bbb_spread_pct` (OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsBbbSpreadPct, optional)

### OdysseyCreditAnalysisMarketOverviewResponseRates

- `source` (string, optional)
- `treasury_10y_pct` (OdysseyCreditAnalysisMarketOverviewResponseRatesTreasury10YPct, optional)
- `sofr_pct` (OdysseyCreditAnalysisMarketOverviewResponseRatesSofrPct, optional)
- `frequency` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseBankLendingCiLoansAllBanksBn

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseLendingStandardsNetWideningSpreads

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseLendingStandardsNetTighteningLargeFirms

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseLendingStandardsNetTighteningSmallFirms

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseFinancialConditionsStlFinancialStressIndex

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseFinancialConditionsChicagoNfci

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsBbSpreadPct

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsHighYieldOasPct

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsCccSpreadPct

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseCreditSpreadsBbbSpreadPct

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseRatesTreasury10YPct

- `date` (string, optional)
- `value` (string, optional)

### OdysseyCreditAnalysisMarketOverviewResponseRatesSofrPct

- `date` (string, optional)
- `value` (string, optional)

## Examples

**Response**

```json
{
  "bank_lending": {
    "source": "Federal Reserve H.8 Statistical Release",
    "frequency": "monthly",
    "ci_loans_all_banks_bn": {
      "date": "2026-05-01",
      "value": "2885.8718"
    }
  },
  "lending_standards": {
    "net_widening_spreads": {
      "date": "2026-04-01",
      "value": "6.3"
    },
    "source": "Federal Reserve Senior Loan Officer Opinion Survey (SLOOS)",
    "net_tightening_large_firms": {
      "date": "2026-04-01",
      "value": "8.1"
    },
    "net_tightening_small_firms": {
      "date": "2026-04-01",
      "value": "6.6"
    },
    "frequency": "quarterly"
  },
  "financial_conditions": {
    "source": "Federal Reserve Banks (St. Louis, Chicago)",
    "stl_financial_stress_index": {
      "date": "2026-06-26",
      "value": "-0.6445"
    },
    "chicago_nfci": {
      "date": "2026-06-26",
      "value": "-0.504"
    },
    "frequency": "weekly"
  },
  "credit_spreads": {
    "bb_spread_pct": {
      "date": "2026-07-01",
      "value": "1.63"
    },
    "source": "ICE BofA Index via FRED",
    "high_yield_oas_pct": {
      "date": "2026-07-01",
      "value": "2.74"
    },
    "ccc_spread_pct": {
      "date": "2026-07-01",
      "value": "9.68"
    },
    "frequency": "daily",
    "bbb_spread_pct": {
      "date": "2026-07-01",
      "value": "0.94"
    }
  },
  "timestamp": "2026-07-02T23:06:33Z",
  "rates": {
    "source": "Federal Reserve / NY Fed",
    "treasury_10y_pct": {
      "date": "2026-07-01",
      "value": "4.48"
    },
    "sofr_pct": {
      "date": "2026-07-01",
      "value": "3.66"
    },
    "frequency": "daily"
  }
}
```

**SDK Code**

```python Python REST
import requests

BASE_URL = "https://api.filesearch.dev"
API_KEY = "your_api_key"

headers = {"Authorization": f"Bearer {API_KEY}"}

response = requests.get(
    f"{BASE_URL}/v2/datasets/odyssey/credit-analysis/market/overview",
    headers=headers,
    timeout=60.0
)
print(response.json())
```

```typescript TypeScript REST
const BASE_URL = "https://api.filesearch.dev";
const API_KEY = "your_api_key";

const response = await fetch(`${BASE_URL}/v2/datasets/odyssey/credit-analysis/market/overview`, {
    method: "GET",
    headers: { "Authorization": `Bearer ${API_KEY}` }
});
console.log(await response.json());
```