Get Market Overview

GET

https://api.filesearch.dev/v2/datasets/odyssey/credit-analysis/market/overview

GET

/v2/datasets/odyssey/credit-analysis/market/overview

import requests
BASE_URL = "https://api.filesearch.dev"
API_KEY = "your_api_key"
headers = {"Authorization": f"Bearer {API_KEY}"}
response = requests.get(
    f"{BASE_URL}/v2/datasets/odyssey/credit-analysis/market/overview",
    headers=headers,
    timeout=60.0
)
print(response.json())

{
  "bank_lending": {
    "source": "Federal Reserve H.8 Statistical Release",
    "frequency": "monthly",
    "ci_loans_all_banks_bn": {
      "date": "2026-05-01",
      "value": "2885.8718"
    }
  },
  "lending_standards": {
    "net_widening_spreads": {
      "date": "2026-04-01",
      "value": "6.3"
    },
    "source": "Federal Reserve Senior Loan Officer Opinion Survey (SLOOS)",
    "net_tightening_large_firms": {
      "date": "2026-04-01",
      "value": "8.1"
    },
    "net_tightening_small_firms": {
      "date": "2026-04-01",
      "value": "6.6"
    },
    "frequency": "quarterly"
  },
  "financial_conditions": {
    "source": "Federal Reserve Banks (St. Louis, Chicago)",
    "stl_financial_stress_index": {
      "date": "2026-06-26",
      "value": "-0.6445"
    },
    "chicago_nfci": {
      "date": "2026-06-26",
      "value": "-0.504"
    },
    "frequency": "weekly"
  },
  "credit_spreads": {
    "bb_spread_pct": {
      "date": "2026-07-01",
      "value": "1.63"
    },
    "source": "ICE BofA Index via FRED",
    "high_yield_oas_pct": {
      "date": "2026-07-01",
      "value": "2.74"
    },
    "ccc_spread_pct": {
      "date": "2026-07-01",
      "value": "9.68"
    },
    "frequency": "daily",
    "bbb_spread_pct": {
      "date": "2026-07-01",
      "value": "0.94"
    }
  },
  "timestamp": "2026-07-02T23:06:33Z",
  "rates": {
    "source": "Federal Reserve / NY Fed",
    "treasury_10y_pct": {
      "date": "2026-07-01",
      "value": "4.48"
    },
    "sofr_pct": {
      "date": "2026-07-01",
      "value": "3.66"
    },
    "frequency": "daily"
  }
}

Comprehensive private credit market snapshot from free public sources.

Returns:

Lending standards (SLOOS): Net % of banks tightening C&I loan standards
Credit spreads: ICE BofA High Yield, BBB, BB, CCC spreads
Bank lending: Total C&I loans outstanding
Interest rates: 10Y Treasury, SOFR
Financial conditions: St. Louis Financial Stress Index, Chicago NFCI

Data sourced from Federal Reserve (FRED API), updated daily/weekly/quarterly.

Response

Successful Response

bank_lendingobjectOptional

lending_standardsobjectOptional

financial_conditionsobjectOptional

credit_spreadsobjectOptional

timestampstringOptional

ratesobjectOptional

Errors

500

Internal Server Error